Ocean Auto Brokers

Financing

We offer Car loans for

Good Credit, Bad Credit, Slow Credit, Poor Credit OR absolutely No Credit.

At Ocean Auto Brokers we specialize in Auto Financing. We have an extensive range of lending options available. Our rates are as low as 4.9% for those individuals with excellent credit. Just fill out the information our fill out our CREDIT APPLICATION and you can be driving in your Dream Car in no time.

Dream Car! Bad Credit! No issue

You no longer have to worry if you have Bad credit or no credit. We can help you get a car loan and improve your credit. We offer in-house financing and we have a wide selection of sub-prime lendors that can offer you creidt. We guarantee you CREDIT APPROVAL REGARDLESS OF YOUR CREDIT HISTORY. To start the process, fill out the information below and we will contact you or fill out our Credit Application and you can be driving in no time.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.